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Saturday night's Powerball numbers (16, 19, 32, 34, 57 and 13) returned no winners. You have to have all 6 numbers to win, but the first 5 can be in any order.

Now, "Wednesday's jackpot will grow to $1.3 billion with a cash value of $806 million," The AP reports.

That's a lot of money. Thinking about going in on a ticket or two to try your luck? Here's what you need to know:

The first thing you must do if you win the lottery: Lawyer up. (Read more here.)

What does the jackpot $$$ actually amount to if you win? Figure out the numbers here. (For reference, the $900 million jackpot would have amounted to $558 million if you took the cash payout in one lump sum.)

Should you even bother? We crunched the numbers here. (Short answer: Probably not.)

But hey, someone has to win ... eventually? Good luck!