This camera could save you from a ton of auto insurance pain

dashcam cobra
Aaron Brown/Tech Insider

Let's say you're driving along one day, going the speed limit, everything's chill, and then someone pulls out in front of you abruptly.

Advertisement

You hit them.

It's not your fault, but they claim otherwise. Oh, and let's say you only have liability insurance.

Without a dash cam, you'd likely be stuck paying for those damages by yourself.

With a dash cam, the whole incident would be recorded and that information could be passed on to law enforcement who could then take matters into their own hands.

Advertisement

Now, a dash cam won't prevent an accident from happening, but it can surely work to make your life easier after an unfortunate event like that goes down.

To see what living with a little camera affixed to my windshield was like, Cobra, an automotive gadget-making company, was nice enough to lend me its Drive HD CDR 855 BT model for testing.

This is what I learned about dash cams.

Advertisement

The CDR 855 BT is a small and lightweight camera with nice fit and finish.

cobra dashcam
Aaron Brown/Tech Insider

On the Cobra website, it's priced at $150, which is just about the standard for dash cams today. 

It comes with an easy-to-use quick-detach suction cup mount. It's nice and reduces road vibration well, but I found that if you accidentally tap it, the mount easily changes position. Though slightly annoying, it wasn't a deal breaker.

dashcam cobra
Aaron Brown/Tech Insider
Advertisement

The camera came with an 8GB memory card. The card was good to hold about 90 minutes of 1080P, 30 FPS video with audio recording turned off. When the card fills up, the oldest file gets deleted to make space for the new ones.

memory card
Aaron Brown/Tech Insider

The main control buttons are below the screen and are just big enough to use comfortably. The blue button above the screen is for emergency recording purposes. Any clips recorded by pressing that button get saved and will not be overwritten by other files, the same goes for clips are being recorded when the camera senses a massive change in G forces that could indicate an accident.

cobra dashcam
Aaron Brown/Tech Insider
Advertisement

USB and HDMI ports are on the right of the camera, and the power button is on the top right.

cobra dashcam
Aaron Brown/Tech Insider

I stuffed the dash cam right behind my rearview mirror. It never got in the way.

dashcam cobra
Aaron Brown/Tech Insider
Advertisement

Though to be fair, I'm not really one that's easily distracted by windshield-mounted objects.

dashcam cobra
I regularly leave my iPhone in a mount on the dashboard, and also usually have my Valentine One radar detector mounted as well.
Aaron Brown/Tech Insider

If anything, it was the super long USB charging cable that the dash cam came with that got kind of annoying.

If you're going to leave one of these in your car, I'd highly recommend hardwiring it or hiding the cable inside your headliner so it's not dangling everywhere.

Even with the screen on, the camera isn't a distraction while driving around at night. If you want, the screen can be turned off by pressing just one button.

cobra dashcam
Aaron Brown/Tech Insider
Advertisement

The CDR 855 BT has features that, when connected to your smartphone or other Bluetooth-capable Cobra device, can notify the driver of red light cameras and speed traps ahead.

cobra dashcam
Cobra
Advertisement

To test this feature, I connected my iPhone to the dash cam and downloaded the Cobra iRadar app.

cobra iradar app
Aaron Brown/Tech Insider

The app is very much like Waze.

Users can report on-road hazards and speeding traps, but the big difference here is that when I played around with the app, I could barely find any road reports.

Now if the dash cam could connect directly to Waze, instead of an app that pretends to be Waze and that it seems like no one really uses, that'd be a massive game changer. 

Either way, it's a cool idea, and if you are able to connect it to a Cobra radar detector, the feature is probably a lot more useful. 

Advertisement

The CDR 855 BT's daytime clips when recording in 1080P and 30 FPS were decent quality, especially for a dash cam.

Advertisement

Its night recordings were clear and well lit, even when there weren't streetlights around.

Advertisement

Though I didn't catch any accidents or any other crazy sights, I'd be happy to leave a dash cam like the CDR 855 BT on my windshield just in case.

cobra dashcam
Aaron Brown/Tech Insider
Cars Transportation
Advertisement
Close icon Two crossed lines that form an 'X'. It indicates a way to close an interaction, or dismiss a notification.