Credit History

Personal Finance 2024-02-15T21:57:29Z

How to Build Credit with a Credit Card

Our guide has practical tips on choosing the right credit cards, managing payments, and the journey to improving your credit score through card use.
Personal Finance 2023-06-26T19:21:27Z

How to help your child establish credit without co-signing for a loan or credit card

Wondering how to help your child build credit? You don't have to co-sign. You can also help them open a secured or student card, or get a loan.
Personal Finance 2021-12-12T13:30:00Z

I'm a financial planner, and I think my credit-score obsessed clients are focusing on the wrong thing

Having a high credit score helps when you need to apply for a mortgage or new credit card, but it's not the most important aspect of financial health.
Master Your Money 2020-12-03T20:31:21Z

A good credit history is the gatekeeper to financial opportunity. Here are 3 expert-recommended ways to protect yours.

Rod Griffin, senior director of consumer education and advocacy at Experian, explains how to maintain good credit, even in difficult times.
Personal Finance 2020-10-29T18:26:24Z

I spent 5 minutes using Experian's Boost feature and my credit score shot up by 14 points

After seeing her credit score drop by 10 points in early September, she decided to see if Experian Boost could help make up the difference.
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Personal Finance 2019-08-16T22:09:32Z

My credit history vanished when I moved to the US, so I took 4 steps to start building up my credit all over again

When I moved to the US from Canada, I assumed my credit history would move with me — but it didn't. So I had to start building credit from scratch.
Personal Finance 2019-06-20T13:30:00Z

How to get your credit report for free

You can get your free credit report up to three times a year by submitting a request on AnnualCreditReport.com or calling directly.
Personal Finance 2019-06-08T14:30:00Z

There's a simple rule to follow to figure out how many credit cards is too many

How many credit cards you should you have? There's no definitive number, but make sure you can pay off every balance in-full and on-time.
Personal Finance 2019-06-06T17:19:45Z

3 reasons why you might not be getting approved for the best credit cards

If you're trying unsuccessfully to apply for a new credit card, here are some of the most common reasons you may be experiencing trouble.
Personal Finance 2019-06-03T19:51:15Z

Experts say canceling a credit card can do more harm than good, even if you don't use it often

You could take a hit to your credit score if you close a credit card that has been open for a long time or has a high credit limit.
Finance 2016-09-23T06:00:00Z

Banks are working on using info from Facebook and other social media when millennials have no credit history

One of the only two chief data officers in the banking industry speaks to Business Insider about the latest developments.
Personal Finance 2016-05-04T17:08:00Z

Husbands and wives have extremely different ideas about keeping secret cash

A new survey from credit bureau Experian noted some differences.
Your Money Contributors 2013-09-16T21:51:36Z
Personal Finance 2012-03-23T15:42:00Z
Your Money Contributors 2012-02-21T15:31:00Z
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Your Money Contributors 2012-01-20T17:55:00Z
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