You’ve got strong incentive to make your credit report look as good as possible.
A great credit history means a higher credit score, which in turn means more borrowing options at better rates, potentially lower insurance rates, and other benefits.
In short, it literally pays to have good credit.
But if your credit history isn’t looking its best, there’s more you can do than wait years for bad marks to expire.
You can, and should, do what you can to repair your history. And as with many things subject to repair, that leaves you with two options: doing it yourself or paying a pro.
In the video below, Money Talks News founder Stacy Johnson has the answers – check it out, and then read on for steps you can take to polish your report without spending a buck.